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Centauri Insurance Private Flood Program

Need flood coverage? One of our carriers, Centauri Insurance launched a new private flood program on January 1. The coverage offers South Carolina homeowners an alternative to the National Flood Insurance Program (NFIP) with rates as much as 15 percent lower along with other significant advantages. Many homeowners are unaware that traditional homeowners’ insurance policies do not cover flood damage. Flood coverage must be purchased separately through NFIP. Centauri’s flood coverage can be attached as an endorsement to a new or existing homeowners’ policy and is designed to provide more options for customers and simplify the process. The new program eliminates the 30-day waiting period that is required for a standard NFIP policy and offers higher limits on dwellings and contents. Customers who add the endorsement can choose from a variety of deductible options ranging from $500 to $10,000 with just one flood deductible applied to both their dwelling and contents coverage. Other advantages of Centauri’s flood endorsement include:

  • Coverage which equals or exceeds NFIP flood coverage
  • Dwelling limits up to $2,000,000
  • Contents limits up to $500,000
  • Loss of Use
  • Companion Policy Flood Discounts apply to underlying Centauri homeowners’ policy
  • Replacement Cost Coverage for building and contents
  • Claims settlement with one claims adjuster
For more information give us a call today!

Happy New Year 2017!

Goodbye 2016, Hello 2017! Happy New Year!

We hope everyone has a safe and joyous New Year celebration this weekend! We will be CLOSED on Monday, January 2nd and will re-open Tuesday, January 3rd following our normal business hours! Happy 2017 Everyone!

Toys for Tots 2016

Lowcountry Insurance is proud to once again be a toy drop off site for the U.S. Marine Corps Reserve Toys for Tots Program The objectives of Toys for Tots are to help less fortunate children throughout the United States experience the joy of Christmas; to play an active role in the development of one of our nation’s most valuable resources – our children; to unite all members of local communities in a common cause for three months each year during the annual toy collection and distribution campaign; and to contribute to better communities in the future. Please drop off any new unwrapped toys to ensure children in our area have a very Merry Christmas.

Festival of Trees

SAVE THE DATES! The 29th Annual Festival of Trees will return to Tabby Place with the Opening Reception and Gala on Thursday, December 1st.

The Festival of Trees supports Friends of Caroline HOSPICE's mission to provide quality-of-life care that offers hope and encouragement to those nearing the end-of-life’s journey and support for their family, friends and the community. Come support a great cause and check out the beautiful trees, we'll have one there too- decorated by Lowcountry staff. The festival of Trees runs December 1st-6th. The opening reception gala is held on December 1st from 6-9 p.m.


Whether you need business insurance or home insurance, we will customize a plan to suit your needs. Discover what the Lowcountry Insurance advantage can do for you by calling (843) 522-2020, or getting a quote online.

  Our Location
Lowcountry Insurance Beaufort

80 Ladys Island, Dr.
Beaufort, SC 29907.

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Pay your bills online securely with Lowcountry's epay service. It's quicker & easier than writing and mailing paper checks.

  Contact Us
Lowcountry Insurance Services

P.O. BOX 789
Beaufort, SC 29901.

Tel : 1 (800) - 883-7209

Tel : (843) - 522-2020
Fax: (843) 525-6660