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Happy Thanksgiving from Lowcountry Insurance


Safety Tips to Prevent Holiday Peril

Thanksgiving is almost here – a time when many people will travel home to visit loved ones and households will prepare the holiday feast. The American Red Cross has steps people can follow to have a safe holiday. “Cooking is the number one cause of home fires,” said Lyn Hruska, Chief Executive Officer, American Red Cross Central and Southern Illinois Region. “And thousands of people will travel over the holiday. We want people to stay safe and offer steps they can take to avoid a kitchen fire and reach their destination safely.”


1. Don’t wear loose clothing or sleeves that dangle while cooking.
2. If you are frying, grilling or broiling food, never leave it unattended – stay in the kitchen. If you just leave the kitchen for even a short period of time, turn off the stove.
3. If you’re simmering, baking, roasting or broiling food, check it regularly.
4. Use a timer to remind yourself that the stove or oven is on.
5. Keep kids and pets away from the cooking area. Make them stay at least three feet away from the stove.
6. Keep anything that can catch fire - pot holders, oven mitts, wooden utensils, paper or plastic bags, food packaging, and towels or curtains—away from your stove, oven or any other appliance in the kitchen that generates heat.
7. Clean cooking surfaces on a regular basis to prevent grease buildup.
8. Consider purchasing a fire extinguisher to keep in your kitchen. Contact your local fire department to take training on the proper use of extinguishers.
9. Always check the kitchen before going to bed or leaving the home to make sure all stoves, ovens, and small appliances are turned off.
10. Install a smoke alarm near your kitchen, on each level of your home, near sleeping areas, and inside and outside bedrooms if you sleep with doors closed. Use the test button to check it each month. Replace all batteries at least once a year.


1. If driving, check the weather along your route and plan for travel around any storms that may be coming. Watch weather predictions for your entire route so you know what to expect along the way.
2. Buckle up, slow down, and don’t drive impaired. Give your full attention to the road. Avoid distractions such as cell phones.
3. Be well rested and alert.
4. Follow the rules of the road.
5. Use caution in work zones.
. Observe speed limits – driving too fast or too slow can increase your chance of being in a collision. Don’t follow another vehicle too closely.
7. Make frequent stops. During long trips, rotate drivers. If you’re too tired to drive, stop and get some rest.
8. Clean your headlights, taillights, signal lights and windows to help you see, especially at night.
9. Turn your headlights on as dusk approaches, or if you are using your windshield wipers due to inclement weather. Don’t overdrive your headlights.
10. If you have car trouble, pull off the road as far as possible.

Bonus Tip - Download the American Red Cross First Aid App. The app provides users with quick, expert advice on what to do in case of an emergency. See all the Red Cross apps at

Fripp Island Satellite Claims Office

Visit the Satellite Claims Office Oct. 17-19

Lowcountry will be opening a Satellite Claims Office on Fripp Island from Monday Oct. 17th through Wednesday Oct. 19. The claims office will be open to community members who want to file claims or seek advice due to Hurricane Matthew. Stop by to place a claim, get a sandwich and a cold drink, or just sit and rest your feet- we'll lend an ear.

Hurricane Matthew

According to the National Weather Service in Charleston, S.C. Major Hurricane Matthew is expected to move toward the southeast United States coast today [Tuesday 10/4] through Thursday and bring potentially major impacts to southeast SC and GA Thursday night through Saturday.

"Confidence is increasing that Matthew will bring direct impacts to the area. Recent model trends continue their westward jog with Matthew, which is obviously concerning. The latest NHC forecast for Matthew indicates a Category 2 hurricane, possibly a Category 3 storm, impacting the area Friday night into Saturday. Of course, there is still some uncertainty in the track/strength of Matthew and thus pinpointing exact impacts is impossible at this time. However, folks across southeast SC/GA should prepare for hurricane force sustained winds /74+ mph/, coastal flooding, heavy rainfall-induced freshwater flooding and isolated tornadoes, especially near the coast. There is also the potential for the center of Matthew to cross the coast and this would increase the coastal flooding due to a potentially significant storm surge, mainly to the north and east of the landfall location."

***Update to follow****

Lowcountry Insurance Customer Appreciation Day!

Step Right Up For Free Food, Music, Games, and Fun- All at Lowcountry Insurance!

***UPDATE: This event has been cancelled due to Hurricane Matthew and will be held at a later date. We will update you via Facebook and this website when a new date has been scheduled. *******

Lowcountry Insurance will be hosting an Employee Appreciation Day carnival on October 20th, 2016 from 11:00 a.m. to 2:00 p.m.. Join us for free food, fun, music and carnival games. We hope to see all of you there!


Whether you need business insurance or home insurance, we will customize a plan to suit your needs. Discover what the Lowcountry Insurance advantage can do for you by calling (843) 522-2020, or getting a quote online.

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Beaufort, SC 29907.

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Lowcountry Insurance Services

P.O. BOX 789
Beaufort, SC 29901.

Tel : 1 (800) - 883-7209

Tel : (843) - 522-2020
Fax: (843) 525-6660